Responsibility, Reform, Research
Earlier this year we presented a series that highlighted the year-to-year changes mandated by new health care laws. Click here to see a summary of the series or enter "health care reform" in our search engine.
You should be aware that these newly enacted laws and regulations do not form a socialist system where the patient receives free medical care from the government. Instead, the linchpin of this set of laws places responsibility on the individual or the head of household to obtain health care insurance.
This is an ideal time to research insurance policies, specifically in regards to coverage and to cost. Even if you have coverage, this reform package should provide more choices at lower prices. An excellent, useful and user-friendly site for research is healthcare.gov.
At the same time, familiarize yourself with the "Patient's Bill of Rights."
Informing yourself of the law and its effects on you and your family is a "must-do."
If you work as a nanny do you get health insurance as a benefit of your job?