Open enrollment for the Affordable Care Act begins today -- October 1, 2013. All uninsured Americans will be required to have insurance coverage as of January 1, 2014.
The Affordable Care Act (ACA), provides a new way to buy insurance through a health insurance marketplace. It's lets you easily compare insurance options.
Here's what you need to do this month:
√ If you have health insurance you don't need to do anything.
√ Visit www.healthcare.gov if you don't have health insurance or you want to compare prices and choose what policy you want to purchase.
√ If you don't want to use the Internet call 800-318-2596 or check your local government to apply if you want to purchase insurance provided by the Affordable Healthcare Act.
√ See if you qualify for Medicaid. The Affordable Care Act expands affordable Medicaid coverage for millions of low-income Americans. Each state has different eligibility. If you already receive Supplemental Security Income (SSI) you will probably qualify for Medicaid. You and your family may qualify for free or low-cost health insurance coverage through Medicaid or the Children's Health Insurance Program (CHIP). To learn more and to find information about how to apply for these programs, see Healthcare.gov or InsureKidsNow.gov. It may take 45-days for a decision on coverage so apply immediately.
- Find your Center for Medicare and Medicaid Services at CMS.gov and visit to see if you qualify.
- Fill out Medicaid application.
- Bring birth certificate, driver's license, pay stubs, Social Security card, proof of address, proof of other insurance or bank accounts you have.